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Cigna is a “global health services” company providing insurance coverage to some 180 million people around the world. While their coverage varies widely based on the plan, most of their policies provide substance abuse coverage. If you’re covered by Cigna and need help battling substance abuse, contact our admissions team today.
Cigna plans vary based on your specific coverage and are broken down as bronze, silver, gold, and platinum plans. You can expect to see these forms of addiction treatment covered under most plans:
As with all insurance providers, Cigna has specific substance abuse criteria to qualify you for coverage. Our initial survey will as the following questions to understand if you meet criteria:
Yes. Cigna will cover as many rehab stays deemed medically necessary. Your primary care physician or an addiction specialist will be able to provide an assessment and discern what level of care and length of stay you will need.
While each plan will have unique coverage options, most Cigna plans cover addiction treatment for common addictions. This can include:
With mental health issues often co-occurring in those with substance use disorder, it is also common for Cigna to cover behavioral health treatment alongside substance abuse treatment.
Substance abuse treatment and behavioral health services are federally recognized as one of ten essential services insurance providers must cover under the Affordable Care Act. This means that whether patients are seeking preventative care or substance abuse treatment, they will be treated the same.
Cigna typically covers between 1-6 weeks of inpatient rehab and roughly 4-12 weeks of intensive outpatient rehab. Ultimately, exact coverage will depend on how successful current treatments are and what is deemed medically necessary.
